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Credit InformationHow To Start A Second SEPERATE Credit File!Your personal credit file is separated from those with the same or similar names by several factors, including a driver?s license number, birth date, or spouse?s name. Although these are three important identifying marks, the number one identifying mark on your credit report is your social security number. Since there is no one else in the United States with your number, your file is easily identified. The chances are very small that the social security office in your area will issue a second number just because somewhere down the road you messed up your credit. However, it is impossible that a second personal file would be created. Credit Cards or Store Cards - Which Is Better?Introduction Simplifying Your Search For a New Credit CardToday, selecting the proper credit card can be a bit confusing to say the least. There are literally hundreds of offers from the major institutions eagerly competing for your business. The easiest way to shop for a credit card is to break them down into categories. There are seven major categories that all credit cards fall into. Each category is listed and explained below. Once you identify the proper category, simply narrow down the offers to the ones that best suite your particular needs and lifestyle. Why Should You Use Credit CardsBelieve it or not, the way society, especially the commercial side, is set up these days, the only alternative to using credit is to pay cash for everything. But it?s actually quite hard to do that. For example, if you want to rent a car, you have to have a credit card, even if you pay cash for the rental. The reason for that is because once a company has your credit card with your signature, they?ll never lose money. If you default on anything, or if extra charges come up later, all they do is charge your credit card. Many companies require a credit card before they?ll do any kind of business with you, for that very reason. Credit Cards -- What You Should KnowThere are a lot of questions about using credit cards. Here's some important points for you: Beat Credit Card Companies at Their Own Game!Have you ever wondered how much money a credit card company makes? Have you ever wondered how much of that comes from late fees? Everyone has and if you haven?t you should because most likely you own a credit card, which means that these late fees has or could directly affect you. The Truth About CreditWhat you might not know about credit. Make Sure Your Credit Report Is Correct to Improve Your Interest Rates And Lower Insurance PremiumsDid you know that you could make sure to get the best rates on your auto and homeowners insurance simply by having a good credit score. How a Credit Card Can Be Your FriendWe have all heard countless stories of people over theirheads with credit card debt-maxing out every card they own,then only being able to afford the minimum monthly payment. High interest payments shackle people to their debt foryears, not to mention the significant income drain thefinance charges have on their families. Borrowing on a Credit CardOne of the easiest ways to borrow money of a financial institute is to use a Credit Card, available from all banks, building societies, and other financial organisations. The choices available are enormous, with a wide variety of interest charges, annual charges, loyalty schemes, and bonus points available. However there are two broad areas that you should look at: Triple AAA in 30 DaysHave you ever wonder about how to get good credit with spending alot of money. Well here is a little secret I used to get my credit back up to par. 5 Killer Steps to avoid Credit Card SCAMS!In August, 2004, the Federal Trade Commission issued their findings of a recent study, which showed that nearly 25 million adults were victims of fraud. SuperCharged Secret 5, Credit Card UtopiaLIVING IN CREDIT CARD UTOPIA SuperCharged Secret 4, Credit Card UtopiaYOU SCRATCH MY BACK, AND I?LL BUY SOME MORE BEER! SuperCharged Secret 3, Credit Card UtopiaTURBO-CHARGED KILLER RATE SAVING INFORMATION!
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