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Important Things to Know About Divorce and Credit
Joint debts remain joint debts. Both spouses signed a legally binding contract with the creditor, and a divorce decree neither amends this contract nor relieves the creditor's investment in you. Amendment of any contract requires agreement by all parties, including the creditor, and proof of the amendment requires the signature of all parties. During a divorce, the creditors are not part of the divorce courts, and therefore the original agreements/contracts stand. You may order a free credit report copy at www.creditfederal.com/credit-report.html Article by Toni Phelps of CreditFederal.com. More information about credit after divorce: joint mortgage loan, joint auto loan, and joint credit cards
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