www.1001TopWords.com |
7 Simple Ways To Save Money
Each of us knows how to spend money, but do we really know how to save our money? No, I am not necessarily talking about setting aside funds for an investments purposes ? a good thing ? but saving money on everyday items. Here are seven simple ways you can save money: 1. Use Appliances That Are Energy Efficient. Chances are your old refrigerator or washer is a pig on fuel. When shopping for a new unit, make sure that the energy rating is high. However, do not pay hundreds of extra dollars for a product if only a slightly higher energy rating is achieved. Instead, find out which model gives to you the highest possible energy rating for the buck. 2. Click Coupons. You can save money on shopping by clipping coupons. Many stores will even double or triple manufacturers' coupons up to a certain amount as an added "come on" to get you to shop. 3. Shop The Wholesale Clubs. BJs, Sam's Club, and Costco all offer savings generally 10-30% lower than the supermarkets. They take coupons too. 4. Get Free Samples. Manufacturers enjoy giving away samples of their products. Sometimes all it takes is a letter or an email to the appropriate department and your freebie will arrive in the mail in the form of a product or as a coupon allowing you to purchase the item locally for free. 5. Go To The Library. Barnes and Noble and Borders offer a wide selection of books to their customers. However, you may be able to find that same title at your free public library. If not, ask a librarian if they would order the book for you. Hey, a free book is better than the $25 you will pay for a bestseller! 6. Shop And Compare. The internet allows consumers the opportunity to shop and compare on almost any product sold anywhere. Find the best price and order online if the items is cheaper than ordering in person. Don't forget to take into consideration shipping, handling, and taxes when ordering via the web! 7. Reuse And Recycle. Chances are the item you are throwing away can be used again. If you definitely have no use for the item sell it at a garage sale and pocket the proceeds. In any case, you are contributing to a sound environment by not sending your unused good to the trash dump. There are countless ways for you to save even beyond these seven. You need not be a skinflint to reap true benefits either, so start with these seven and come up with another seven ways for you to save too. Visit http://www.thearticlewriter.com for articles that are informative, engaging, stimulating, provocative, interesting, and fun.
|
RELATED ARTICLES
Reduce College Debt with Scholarships Six Scholarship judges were sitting around an ovaltable. Forms were piled into 50 boxes. Each onehad the name of a state. I looked at the boxes andwondered why some of them were overflowing andothers had just a few. This was the first round ofjudging. By the time the contest was over almost16,000 applications would be examined. Some of thecomments were really critical, "Why did thisperson bother to send in an application? It's sosloppy." "This person put the wrong address onthe envelope, even though the correct one is atthe top of the application." One had a cassettetape inside. We played it and it was a countrysong. The applicant was a good musician. Vesting and Your 401(k) Do you have a 401(k) retirement account? Are you vested yet? Before you move on to your next job, it is critical for you to find out if you are fully vested in your retirement account before you make the move. If you are not, you could lose hundreds if not thousands of dollars in employer contributions. Money Matters: Strengthen Your Marriage by Putting Finances in Order Did you know that 43% of all married couples argue over money issues, making it the major reason couples fight? If you and your spouse handle money differently, now is the time to talk, establish expectations, and draw up a financial plan. Are You Ready To Be Fired? Your boss has just informed you that your department is being reduced by two and you are fired. After he leaves, what are you going to do?This is not about finding a job it's about being prepared for financial change. How you prepare for employment change is different for everyone. Being prepared for financial change is the same person to person. Budgeting your Savings - Did You Let Your Piggy Bank Get Away? I think most of us have at some point in our lives. Some how we forget to feed the little piggy. And, like most neglected "pets", your piggy bank will disappear if you don't feed it. A personal budget is important to create financial independence and setting goals for feeding that "piggy bank" should be an important part of your budget! 10 Money-Saving Tips 1. If you have your haircut every 3 weeks, trygoing 4 or 5 weeks in between haircuts. If youpay $10 for a haircut, you could save $70 a yearby having a cut every 5 weeks instead of 3. The Benefits of Banking Online How many drawers did you have to look through to find a bank statement the last time you needed one? Chances are you did not lay your hands on it as readily as you would have liked. If that is a familiar scenario in your home, help has arrived in the form of online banking. Even if you are among the most organized, online banking offers convenience you can't beat. Check Facts and Figures Are you a check fanatic? Don't worry, you aren't alone. Millions of consumers write checks every year. In fact in the United States most consumers use checks to handle payment transactions. Budget Planning - Its Elementary My Dear Watson Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Don't be afraid?...Somehow you've ended up lost in the "plastic zone". 'The "plastic zone" is a scary place. But you're not alone. There are millions of people today living the same mysterious life in the plastic zone. Remember green money? You know, that green paper with presidents proudly displayed on them. They have virtually disappeared from the "plastic zone." Is real Money a foreign object to you? Is the balance of your checking account mysteriously stuck at Zero? It's time to solve the mystery. Help With My Annuity The cries are heard from the distance, "I need help with my annuities." Nothing has changed...just a lonely senior who can't trust anybody with her annuity because every time she asks for advice, someone tries to make her invest in a different annuity...Sound familiar? Well you are not alone. Car Donations and Used Car Donations Car donations and used car donations are the way many people choose to recycle their older model cars without having the headache of repairing, advertising, showing, and hopefully then selling them. Being able to get rid of an older car and at the same time gaining the benefits of charitable giving and a tax deduction are all part of the allure of used car donations. Car donations are becoming more and more popular as a means of unloading used cars because of the convenience of the whole process and the ease of transfer. Save On Food - Ten Tips To save on food, be an opportunist. Buy what you like, but buy on sale. Do you need oranges every day? Buy them when they're cheap, then buy grapefruit or orange juice when it's on sale. Opportunism is the key to low-cost living in general. You get everything you like, and lots of variety, because everything goes on sale once in a while. Here are ten more ways to get cheap food. Banks Are More Than Just A Place To Park Your Money If you've been to a shopping mall lately, you've probablydiscovered two different banks within a few feet of eachother. Go inside the food store in that shopping plazaand you'll see yet another one, just waiting to offer theirservices to you. Now drive down the road a few blocks andyou'll probably see yet another bank on the corner. Withall the banks to choose from these days, it can betoo much. How do you know who is reputable and what willserve your purposes? How to Balance Your Checkbook ? Get a Calculator and Pencil and You are Ready To Go! Despite how easy it is to balance a checkbook, very few people take the time to do it and the few who do, don't always do it the right way. If you write down in your checkbook ledger what should be deducted and added, you are on the right track ? if not, start there and follow these nine easy steps to a balanced checkbook. Once you are comfortable with these nine steps, it is possible to balance your checkbook each month within 30-45 minutes. How to Choose Wisely a Credit Card So, you've made the decision to apply for a credit card. It's an important step for any consumer. Whether this is your first application in an effort to establish your credit, an addition to your existing credit card portfolio, or a plan to re-establish unsatisfactory credit, it is critical to research and fully understand the plans associated with various types of credit cards. What?s New in Checking ? From Designs to Photos Just about everyone has a checking account. Checks present easy ways to make payments and they have simply become a way of life. Most checking accounts are pretty much the same, but there are some ways that you can make the most out of your personal checks. Succession Planning Have you ever thought about what you are going to leave your children when you pass from this earth? Wouldn't it be a great feeling to be able to give them a really good head start in life ? without actually spoiling them? UK Parents Inactivity Harming Their Children?s Future University and Mortgage Savings The British government at the beginning of this year officially launched its Child Trust Fund (CTF) initiative in an effort to encourage parents and children to develop the savings habit and to teach children the value of saving their own money. 5 Ways to Absolutely Destroy Your Finances! Ben Stein has a book called How to Ruin Your Finances. To be honest, I'm not sure an entire book is needed on the subject-there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities-This is a reductio absurdum argument, meant to spur an opposing realization.) How To Reap The Rewards With Rewards Programs Recently, many of these loyalty rewards programs have come to the realization that they must change how they put these programs together if they are going to increase their share of the market. |
© Athifea Distribution LLC - 2013 |