|
|
| www.1001TopWords.com |
|
|
Save Money on Gas
Gas prices have soared to unimaginable heights of late. Since most of us are not likely to turn to bikes or horse-drawn buggies we will have to learn to get the most from our gas dollars. Try a few of the following tips to make your gas go farther. ? Combine trips. With your errand list in hand try to visit as many places as possible in one trip. ? Make sure that you tires are properly inflated. Read through the owner's manual for specific information on proper pressure for your car. ? Change your air filter regularly. Clogged air filters can rob you of precious gas mileage and add as much as ten percent to your transportation budget. ? Notice how your mileage relates to your fuel gauge. If you seem to go through a tank of gas too quickly in relation to miles traveled consider trying another brand or grade; an oil change or a tune-up. ? Check out sites such as www.gasbuddy.com to learn about cheap gas deals in your area. Many local news stations also feature "cheap gas," or other sites with similar information. ? Avoid excessive accelerating, braking and idling. Experts agree that gas mileage is significantly decreased as speeds increase. Save gas and money by driving the speed limit and never any faster than 60 miles per hour. Rather than let your car sit running for several minutes, turn it off, you'll use less gas. ? Map out your trip before you hit the road. Taking the scenic route can be great, but not when you are counting your gas dollars, Choose a service such as www.mapquest.com to help you find the shortest, most direct way to get to your destination. ? If you are in the market for a car, check out sites like the automotive consumer guide or www.fuelecomony.gov for information on cars with the best and worst mileage before you buy. ? Monitor air conditioning usage. At speeds lower than 40 miles per hour, it can be more fuel efficient to roll down your windows. ? Empty your trunk. Heavy loads weigh down your car and reduce your gas mileage. ? Fuel up after sundown, you'll get more gas for your dollar. Gas expands with heat and compresses with cold air. ? Consider car pooling. Car pooling is not a very attractive option for many of us as it limits our flexibility and privacy. Still for some, it can be a great option. And when we understand that car pooling can save hundreds of dollars annually and is kind to our environment, many more may be willing to give it a try. We love our cars but gas prices have lately damped our affair a bit. Spend less on gas and enjoy your car more with a few tips that make every trip a little cheaper. A particular credit union in Miami Florida gave away prepaid gas cards as a part of their refinance promotion. Check with your local credit union for similar offers. Nicole Soltau is the President and Founder of http://CreditUnionRate.comThe Leading Credit Union DirectorySearch, Find, Join.
|
|
|
|
RELATED ARTICLES
One Income Source Is Not Enough! My personal opinion is that in today's new economy, it is wise to have multiple income streams. Reliance on one income source poses a risk to individuals, entrepreneurs, and even large corporations. A single-source income stream, rather it comes from a job, a million-dollar customer, or a highly targeted market segment can dry up for any number of reasons. Financial Readiness: Preparing for BRAC (Base Realignment And Closing) The recommendations for military base closings have been released and the news is not good. If the recommendations are accepted, you will lose your job. So what do you do? Hope for the best, and prepare for the worst. 5 Steps to Healthy Spending Habits Next to our physical health most of us are primarily concerned with our financial health, and with good reason. Although our intentions are usually great our follow-through and discipline generally isn't. Mere mention of the word budget or cutback sends us into fits. I Want to Buy a Home - Now What? If you were to ask 100 women "What would you like to achieve financially?" Buying a home or apartment is usually one of the answers. Some women think that they can never own a home - which is not true! In fact, there are so many success stories of home buyers who never thought they would get there. In addition, homeowners tend to have greater financial success in the other areas of their finances life. I've seen it over and over. Save Money on Gas Gas prices have soared to unimaginable heights of late. Since most of us are not likely to turn to bikes or horse-drawn buggies we will have to learn to get the most from our gas dollars. Try a few of the following tips to make your gas go farther. Knowing Me, Knowing You: Why ID Protection Plans Are Flawed For Fraud ID theft is a major consumer concern, though there is apparently much confusion about proactive protection initiatives and apparently safe and unsafe spending behaviour. For example, many consumers remain reluctant about shopping online, but they may still give out personal details over the phone in a cold call, or they may have redundant or dormant accounts and financial products which are susceptible to fraud. First Checking Account ? When is it Time? We all know that money doesn't grow on trees, but we all need it to survive. The use of cash will only go so far in life, as you can't send it through the mail. Checking accounts are relied upon to manage our finances and to send in payments for cable, phone, mortgages, etc. Even in this new era of ecommerce, it is still necessary to have the resources that a checking account provides. Family Money Management: The Importance of Agreement Are you having problems with debt? Are you afraid to answer the phone because it may be an angry creditor calling? Do you have problems getting from one paycheck to the next? The simple answer is that you need to budget. But for that budget to work, both you and your spouse need to be in total agreement. Money Matters: Strengthen Your Marriage by Putting Finances in Order Did you know that 43% of all married couples argue over money issues, making it the major reason couples fight? If you and your spouse handle money differently, now is the time to talk, establish expectations, and draw up a financial plan. Top 10 Ways Managing Your Money Is Just Like Riding a Bike An avid cyclist and bike racing fan, I sit transfixed during the many hours of Tour de France coverage every July when the race rolls around. This year, during some of the less-than-scintillating early miles of the sprint stages, my mind wandered a bit, and it occurred to me that there are some interesting parallels between winning the Tour de France and winning at personal finance.Having watched Lance Armstrong pull off the win for 7 years in a row, I've compiled this list of the Top 10 Ways Managing Your Money Is Just Like Riding a Bike:1. If you take safety precautions (e.g. helmet/emergency fund), you'll feel a whole lot more relaxed and confident on the journey. 2. The better prepared you are, the greater your chances of succeeding. It's important to learn from the past, but you must also scout out the road ahead and evolve with the constantly changing environment. 3. Crashes happen. The actions of other participants, bystanders, and the media can sometimes distract you from your goal. If you expect the unexpected and are able to respond with a level head, you'll be better off. 4. If you take too many unnecessary risks, you might end up out of the race, and sometimes it can take quite a while to recover. 5. But you'll probably have to take at least some calculated risks to come out ahead. For example, you might improve your performance by using cutting edge products, e.g. ultra-light wheels for big uphill climbs or, in the financial world, Health Savings Accounts (HSAs.) But you also make some tradeoffs, e.g. less stability going downhill or, with HSAs, penalties if you withdraw the money for something besides health care. 6. There will be rainy days, and there most certainly will be ups and downs. The one who weathers the tough days the best usually comes out ahead in the end. 7. You don't have to come out on top ("beat the market," so to speak) every day ? or any particular day, for that matter ? to win the overall race, the race that really matters. 8. You can go a lot farther if the team you surround yourself with has skills, experience, a well-defined goal, and the right motivation. 9. Even if you start at a huge disadvantage, you can emerge victorious if you have the right attitude, understand the rules of the game, and persist despite setbacks. 10. A little bit of luck never hurts!So the next time you're in doubt as to which road to take on your personal financial journey, consider looking to the peloton for guidance and inspiration. Whether your goal is a yellow jersey on the Champs-Elysées in July or a secure retirement, there's a surprising amount to learn from watching a bunch of bike racers circumnavigate France. Congratulations, Lance! The Wonderful World Of Address Labels Ever wonder where address labels come from? Avery® is perhaps one of the most well-known manufacturers of address labels. Rightly so in some respects. Avery® contributed much to the world of professional labels. Stan Avery, founder of the company started the company in 1935. During that time the company, named Kum-Kleen Products, produced self-adhesive labels for many purposes. The Good and the Bad of Money Management Good money management needn't be difficult. In fact, there a number of easy steps recommended by most financial professionals to help manage your finances better. Creating A Household Budget Creating a budget can be a very difficult task. Although we as consumers know that we need to pay our bills, buy our necessities, and put money away for savings, we don't really know how to start. 5 Ways to Absolutely Destroy Your Finances! Ben Stein has a book called How to Ruin Your Finances. To be honest, I'm not sure an entire book is needed on the subject-there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities-This is a reductio absurdum argument, meant to spur an opposing realization.) Is There A Retirement Crisis? When people speak about the increasing age expectancies, they generally do so with positive connotation. This author agrees-there's nothing wrong with living longer, especially if we can sustain our quality of life at each period throughout our lifespan. The problem, then, is not that we are living longer-it's that we are not planning for it. Want Your Savings to Earn a Higher Rate of Return? Try Internet Banking Doesn't it seem like the only impressive numbers we've seen this summer are the digits on the thermostat and the unaffordable prices of homes? Real estate has been excruciatingly hot for the past few years, but getting in the market now puts you in the high-risk category for a heat stroke if the market decides to cool off this year. Personal Checks ? Extreme Benefits Millions of people have a checking account and many people have two of three. They have the choice of choosing a variety of check designs to compliment the checking account. The styles range from solid color checks to more intricate designs that reflect the personality. Budgeting Your Way to Financial Freedom Financial freedom cannot be achieved without budgeting. Budgeting involves tracking your sources of income and more importantly tracking your expenses. It is novel tool for controlling your expenses and making you aware of how you spend your money. At the outset, budgeting may seem to be onerous and boring, particularly for those of us who hate numbers. But once you realize the benefits emanating from it, you will find it an interesting exercise. Even businesses, whether small or large, use budgeting as a tool to achieve their financial goals. It is, in fact, an integral part of managing an organization. Reduce College Debt with Scholarships Six Scholarship judges were sitting around an ovaltable. Forms were piled into 50 boxes. Each onehad the name of a state. I looked at the boxes andwondered why some of them were overflowing andothers had just a few. This was the first round ofjudging. By the time the contest was over almost16,000 applications would be examined. Some of thecomments were really critical, "Why did thisperson bother to send in an application? It's sosloppy." "This person put the wrong address onthe envelope, even though the correct one is atthe top of the application." One had a cassettetape inside. We played it and it was a countrysong. The applicant was a good musician. Understanding and Controlling Your Finances Have you ever wondered what it would be like to be able to have complete control over your finances?
|
| © Athifea Distribution LLC - 2013 |
