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Personal Checks ? Extreme Benefits Millions of people have a checking account and many people have two of three. They have the choice of choosing a variety of check designs to compliment the checking account. The styles range from solid color checks to more intricate designs that reflect the personality. Financial Security 1) HOW TO LOOK FOR A JOB The Origins of Check Writing People haven't always written checks to buy goods and services. But you know that right? So how did people transfer money from one place to another in times of old? Budgets And Eating - Can They Co-Exist? Whatever your reason for having a tight budget, thetruth is that going to the grocery store without a planis a BIG budget breaker. And sadly all that cash endsup vanishing into our stomachs and then...well, youknow what comes next. Vacations Made Easy: Buying a Florida Investment Property Vacations Made Easy: Buying a Florida Investment Property Safely Save for Your Childs University Studies Using An Education IRA! This investment retirement account (IRA) is useful to you as an investor to understand because it may be a good way for you to save for your kid's education AND save on taxes. These plans are now called Coverdell Education Savings Accounts in honor of the late U.S. Sen. Paul Coverdell. Individuals can make annual contributions of up to $2,000 per child into an account that's exclusively for helping to pay higher education costs. The money contributed to a Coverdell account doesn't count against the $3,000 ($3,500 if 50 and older) annual total individuals may contribute to their combined personal individual IRAs. The World is Not Enough - Calling for a More Ethical Approach to Personal Finance At a time when the entire world's attention is focused on the problems of world debt, with the Live 8 concerts, the G8 summit in Scotland, the Make Poverty History Campaign (MPH) and the various anti-poverty marches, it seems that everyone wants the world's governments to behave more ethically towards the manner in which international finance is conducted. This is obviously a laudable attitude to take, and has gained immense momentum with such a groundswell of public opinion that even the UK Chancellor, Gordon Brown, has stated he is planning to participate in the Make Poverty History demonstration in Edinburgh during the G8 summit. Grocery Savings - Your Kitchen is a Goldmine! Your food budget is the most flexible area of your household budget. Grocery savings will free up a significant amount of money if you need to balance the budget, or fund your savings accounts. Portfolio Planning can Lead to Irreconcilable Differences The judge had to ask the question, and we had to answer it in order to get our divorce finalized. It was all supposed to be pro-forma."Why are you getting divorced?" the judge asked, his head buried in legal file folders. 10 Quick And Cheap Ways To Cut Your Heating Bill When you received an energy (heating) bill last winter, were you afraid to open it? Granted that we have a home with a lot of really big windows, but we saw energy bills last winter in the hundreds of dollars. Your bill probably wasn't that bad but I'm guessing that it was a lot higher than you would have liked. Save Money Off Your Home Utility Bills Many don't realize that our basic utility bills provide the perfect money saving opportunity for practically every household! Adverse Debt Levels Blight UK Consumers Personal Finances Debt levels are at an all time high in the UK. The younger generation tend to be feeling the pinch the most, but parents are increasingly being required to bail them out, often at great expense to their own limited mortgage or retirement savings. Stretching Your Grocery Dollars Shopping for groceries is an inevitable fact of our ever busy lives. We may imagine that we are saving time by dashing in, roaming the aisles and throwing whatever looks good into the cart. Most often, what we end up with is repetitive, nutritionally unbalanced meals and ballooning grocery bills. Or worse, frequent fast-food stops and pizza calls. Brighten your meals and save time and money by planning ahead ? an added bonus you may even save a few calories. Budgeting Tips to Save Real Money Sticking to a budget can be difficult, but with so many demands on your finances you have to be extra cautious. TV ads are constantly bombarding the airwaves with messages that you need to buy this or you must have that. Usually, if you just wait a week or two, the urge to buy that new gadget will pass. But, what should you do if you have already spent more than you have? The following are several real world ideas that can help you save real dollars. Roth IRA Contributions - IRS Rules Confused about whether you can contribute to a Roth IRA? Try using these simple rules: How To Free-Up 10% to 15% of Your Income Would you be interested in freeing up 10% to 15% of your current income? Just imagine what you could do with this money. You could pay down your debts, increase your savings, or work toward that next important purchase that you have in mind. Wouldn't it be exciting to actually have money left over at the end of the month? Tips To Save Money At The Supermarket Are you interested in saving money off your grocery bills? If so, then a few "Smart Shopper" tips are all you need to start saving hundreds off your grocery bills! Understanding Your Finances Can Give You Power And Choice What is finance and what do you need to know? Finance can mean different things. It may refer to your personal financial situation. It could refer to your investments or a business's investments. It could refer to a credit or loan purchase. Save Money on your Clothing Budget. Tame the Closet Monster! Reducing the clothing budget was a serious challenge for me. Two pre-teen girls and a teenage girl certainly didn't make life any easier. My son wasn't much of a challenge. Thank goodness, he's not "fashion conscious". How to Obtain a Non ChexSystems Bank Account Without Being Scammed Predatory lending exists in the mortgage industry. It's typically when a mortgage broker add's on unnecessary fee's to a bad credit application, because he or she knows that the applicant is in a desperate situation. |
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