www.1001TopWords.com |
Inside-Information Regarding Your Motor Vehicle Accident Insurance Claim
Here's some "Inside-Info" you must know so you won't be taken advantage of on your motor vehicle accident insurance claim and also: SO YOU CAN COLLECT EVERY DOLLAR THAT'S OWED TO YOU ! The following 8 are just "The Tip Of The Iceberg": #1. There are situations where you can collect for your "Lost Wages" even if you were paid by your employer and/or collected "Sick Leave" while unable to work. #2. You can collect money and be reimbursed for any and all "Over The Counter" (non-prescription) medication you purchased during your recovery. #3. Under normal circumstances unless a claim ends up in court (several years after impact has taken place and you are fully recovered) you do not have to agree to be examined by the insurance company's doctor. #4. There are many times that come to pass where you are entitled to collect the "Gross Amount" of your lost wages, not the so-called "Net After Taxes". #5. If you're a housewife, you can often recover for "Lost Wages" (based on the "Value" of a maid or a domestic servant, who would execute the same work) which you could not perform due to the injury. #6. You are entitled to extra compensation if you can prove you were forced to cancel a vacation and/or a special event. #7. Under certain circumstances you may be able to make a claim (and collect for) a personal injury even if your state is "No-Fault" and you already have PIP (Personal Injury Protection) coverage. #8. Your friends, and even relatives, have the right to execute statements which you can send to adjusters (and/or anybody you feel should get one) going into detail as to what happened to your body and what they've observed you've had to deal with (via your "Pain and Suffering") during your period of recovery. These statements can often provide you with an even greater dollar value - - when it comes to the calculation and then the ultimate settlement of your personal injury claim! DISCLAIMER: The above article "INSIDE-INFORMATION REGARDING YOUR MOTOR VEHICLE ACCIDENT CLAIM" is to help people understand the motor vehicle accident claim process. Neither Dan Baldyga,nor ARTICLE CITY any guarantee of any kind whatsoever, NOR to they purport to engage in rendering any professional or legal service, substitute for a lawyer, an insurance adjuster, or claims consultant, or the like. Where such professional help is desired IT IS THE INDIVIDUAL'S RESPONSIBILITY to obtain it. Dan Baldyga's third and latest book AUTO ACCIDENT PERSONAL INJURY INSURANCE CLAIM (How To Evaluate And Settle Your Loss) can be found on the internet at http://www.caraccidentclaims.com or http://www.autoaccidentclaims.com. This book reveals "How To" successfully handle your motor vehicle accident claim, so you won't be taken advantage of. It also goes into detail regarding BASE (The Baldyga Auto Accident Settlement Evaluation Formula). THE BASE FORMULA explains how to determine the value of the "Pain and Suffering" you endured - - because of your personal injury ! Copyright (c) 2004 By Daniel G. Baldyga. All Rights Reserved Dan Baldyga - Author About The Author For 30 years Dan Baldyga was a Claims Adjuster, Supervisor, Manager and also a Trial Assistant. He is now retired and spends his time attempting to assist thsoe involved in motor vehicle accident claims so they will not be taken advantage of: dbpaw@comcast.net.
|
RELATED ARTICLES
Health Savings Account (HSA): What Happens to it When I Retire? The Health Savings Account (HSA) is a great tool that is going to helpus all reduce our health insurance costs and avert the currenthealthcare crisis in America. But what happens when a personretires? What use is an HSA then?Your HSA transforms itself at that moment you turn 65, when youofficially become eligible for Medicare. Your Health Savings Account,which will have served you all those years as a nice financial cushionbefore you begin using your insurance policy, flips into something very similar to an Individual Retirement Account (IRA).That's right. An HSA essentially becomes an IRA when you turn65. The reason for that is that when you turn 65, you areeligible for Medicare, and HSAs are not meant to help you withMedicare, that is its own system.So what happens to that money left over in your HSA? If youhaven't been sick much, there could be hundreds of thousands of dollarsin there!Don't worry, it's safe. There is no "use it or lose it" policywith HSAs. That is one of the great things about the HSA.No, your dutiful HSA has now become a retirement account. Nowthat you're 65, you can begin to pull money out of your HSA withoutpenalty and use it for anything. Use the moneyfor roller blades, dinner, a new computer, a car, or give it to yourkids. It's yours to do with what you want. No penalties forwithdrawing money. However, remember, when you take money out of any IRA, that money istaxed by the IRS. You got a tax-deferral when you put the moneyin, and now you pay taxes to take the money out. Fair, isn't it?If you want to avoid paying taxes on that money, no problem. Juststick to using the money for healthcare expenses (as approved in IRSPublication 502) and you won't pay taxes on the withdrawals, even afteryou're 65.This is just one of the many ways HSAs are so useful and helpful forAmericans savings for their own healthcare. The HSA is available todayfrom many insurance agents and financial planners. What is Consumer-Driven Healthcare? Consumer-driven healthcare is a label that we've put on a movement in America to change the way decisions are made in our healthcare system. Instead of insurance companies making all the decisions about how people will receive their healthcare, consumers are taking back the power over their own lives. Choosing Long-Term Care Insurance A little over sixty percent of the folks who reach 65 years of age will need some long-term care. The average nursing home stay ranges from 2-5 years and costs on average of $135.00 per day currently in the United States. These averages and costs are going up little by little each year? Can you afford to be without long term-care insurance? You know there are over 35 million Americans over 65 in the US and that number is rising also, this is due to people living longer and the general trend in demographics as less people are being born. It is the same general argument over social security, which will be fine depending on which year you were born, but for the rest of us? Well, it isn't very pretty. Some in the media have begun to call Social Security a ponzi scheme, which actually if my math is right; is not so far from truth. Cheap Health Insurance Rates and Personal Health Insurance If you've been out of school for a couple of years or perhaps just graduated from college, you're probably a candidate for cheap health insurance. Once a person reaches a certain age they're no longer covered by their parents health insurance plan. If you're just starting out it's important to find cheap health insurance coverage. If you've just graduated from school or just started work and you don't have coverage, don't be tempted to forgo this necessary expense because you never know when an accident can happen. What is Home Insurance? Home Insurance is designed to provide you with financial protection against any damage and possible risks that your property and possessions within it may face against unforeseen events and circumstances. Underinsurance Can Spell Disaster For Homeowners Insurance is meant to give homeowners peace of mind, but an increasing number of policy holders are putting themselves at risk by neglecting to insure their home and contents adequately. Student Health Insurance - Is It Necessary? As a young, healthy college student, it might be tempting to forgo the expense of health insurance. After all, you're young, you're careful and you're not sick. You don't really need health insurance, do you? Health Savings Account (HSA): Useful for Women in Childbearing Years? The Health Savings Account (HSA) is an amazing tool that a lot of people have been talking about. It is meant to help you save money on insurance and make your life simpler, maybe even help you be healthier. Bankers Long Term Care Insurance How many times have you seen people whose life was turned upside down by an accident? If You Rent A Home, Protect It By Buying Renters Insurance Renters insurance is often overlooked by people who are renting their house or apartment. Many people don't realize that their landlord's insurance only covers the building that you live, there in no coverage for your personal belongs. Renters insurance usually offers full coverage to protect your belongs from fire, flooding, theft, and many other types of perils. How Much Renters Insurance Do I Need? When obtaining renter's insurance it is important to put serious consideration into how much insurance you really need to buy. Some things you may want to consider when making this decision include whether or not you can afford to re-purchase everything in your home in the event that disaster strikes. You may also want to ask yourself what you would do if a neighbor slipped and fell on the wet floor in your kitchen and decided to take legal action against you. Guide to Life Insurance Terms Listed below is a useful guide to life insurance terms. It is a list of definitions of life insurance terms that may or may not be familiar to you. Apply Online for Temporary Health Insurance There are times when you'll find yourself temporarily without health insurance. You may be between jobs, just starting a new job or a student who is no longer covered on your parent's health insurance. Temporary health insurance purchased online can help provide gap coverage for those times when regular health insurance isn't a possibility. Long Term Care and Long Term Care Insurance A person might need long term care (LTC) if he/she cannot perform activities of daily living such as eating, taking shower or getting dressed by him/herself anymore. Certain disease can also make long term care necessary. Origin Of Long Term Care Insurance In the early 1980's Medicare started using a system called the diagnosed related group of guidelines for advance payments to hospitals. This has really given hospitals authority and incentive to discharge patients very soon after admission to the hospital. Car Insurance Advice for Young Drivers in the UK Over the course of the last ten years, car insurance for young drivers in the UK has increased substantially. Long Term Care Insurance - Low Cost Alternatives For Budget Conscious Seniors! With Nursing home Cost's running $4,000 to $6,000 a month and outpacing inflation, it is a small wonder that most seniors cannot afford the Long term Care insurance premiums. Their are low cost Alternatives available for seniors who just can't afford the rising cost of these Premiums. Global Warming: Why Consumers and Insurers Are Getting Hot Under the Collar Over Life Insurance. Global warming may have been lurking on our horizon for a number of years and historical records of terrorists have existed for thousands of years, but we are coming into a new age where we try and financially protect ourselves against such problems and if we're honest ? we're struggling. About Online Term Life Insurance Rates Online term life insurance rates We Dont Need Another Broker: How To Get The Best Liability Insurance Rates Available Some business relationships are forged through blood and friendship. When you work for a company whose owner has a brother, sister, or best friend that sells insurance, your hands are usually tied when it comes to finding the best deal for your boss on insurance. Or maybe you are the boss, and you don't want to upset that lifelong relationship. That's understandable, but you aren't doing anyone any favors by not asking your friend or relative to compete. |
© Athifea Distribution LLC - 2013 |